Legal Help Plans

Q: Are legal protection plans like FNB Law on Call, Legal Wise etc halal or are they considered as insurance policies and haraam to join? If you know of any halal/ allowed legal protection plans you know of please mention them.

A: The law-on-call plan or legal wise are not insurance policies as such; instead they fall under hiring of services. When one pays FNB or Legal Wise a fixed monthly sum of money for a fixed period then one is actually hiring their services to render legal assistance. They can render those services at any time after the contract is signed; hence these plans are permissible in Shariah

Allah Ta’ala knows best

Mufti Siraj Desai